Feb 2020 - Retirement Seminar

pensions teachers pensions LGPS retirement financial advice

Friday 7th February 2020

1pm – 3pm, B21, Beacon Place, Victoria Offices, Station Approach, Victoria, Roche, PL26 8LG

Free of charge for all staff in CAPH member schools

Email Michelle Renowden michelle@caph.org.uk to book your place.

After much interest, we have booked Sonja Selby, a pension specialist with Milsted Langdon Financial Planning, to run another Retirement Seminar on Friday 7th Feb 2020. Many of you may know Sonja from her previous seminars.

These sessions are designed to help you plan for your retirement whilst helping you understand how to get the best out of the pension scheme and how you can take your pension when the time comes such as Flexible and phased retirement.

The session will also cover specific retirement planning areas such as budget planning, and managing your money going forward.

It will help you understand your options in respect of accessing your pension and help answer some questions such as;

  • Are you maximising your benefits in the best way possible?
  • When is it best to retire?
  • How much will you need in retirement?
  • Are there benefits to accessing your pension early?
  • Do I convert some of my pension to take a lump sum or a larger lump sum?
  • Managing money
  • Investment returns v inflation.

In addition, all attendees will have the opportunity to speak to Sonja individually about their own personal circumstances at no cost and without obligation (at a later date – time to be arranged direct with Sonja) should they so wish.

During your consultation Sonja could cover area’s such as;

  • Projected income at retirement
  • The best way to increase retirement benefits based on your circumstances.
  • How best to take your pension benefits
  • Protection advice in relation to mortgages and your health (can she save you some money?)
  • Tax advice
  • Pensions/The Prudential AVC reviews for yourself and family members
  • ISAs – who is the best in relation to your needs?
  • Investments and Savings Advice (for homes, for education funding, for anything!)

Sonja has over 10 years’ experience dealing with both the Teachers and Local Government pension schemes, and looks after many clients, the majority from public sector backgrounds, helping them make sensible decisions on a range of financial matters.

Email Michelle Renowden michelle@caph.org.uk to book your place.

If you are unable to attend this seminar but would still like to make an appointment with Sonja, she can be contacted via sselby@mlifa.co.uk or 07887 765 877.

T. 01726 212892 E. info@caph.org.uk